Sort each risk by whether it is an old social risk the contributory systems were designed around or a new one they were not.
Groups: Old social risk · New social risk
- Needing long-term care at home for many years
- Raising children alone on a single income
- Loss of earnings through industrial injury
- Old age after a long continuous working life
- Sickness interrupting the earnings of a household head
Hints
- The old risks all assume a single continuous earner supporting a household.
- Ask which risks a contributory record can insure and which it cannot.
Show the answer
Old social risk: Loss of earnings through industrial injury, Old age after a long continuous working life, Sickness interrupting the earnings of a household head
New social risk: Raising children alone on a single income, Needing long-term care at home for many years
Every old risk on this list is an interruption to a career that is otherwise continuous, which is exactly what contributory insurance handles well. The new risks are different in kind: they arise from the absence of such a career, or from needs that last decades rather than weeks, and no contribution record can be built against them.
Practise The Crisis of the Welfare State
The app has 5 more questions on this lesson, and keeps your place in the course. Sociology I is free to start.
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